Personal Banking Options
Everyone’s journey is different – let L5 help you make a personal banking plan.
Move ahead with the right mortgage for your home
We’ll help you navigate through adjustable and fixed rate options to find the right mortgage loan.
Check out online and mobile banking features
Make banking easier with Google and Apple pay, mobile checking deposits, easy online banking, bill pay and more.
Find the right checking account and debit card
The right checking account, easy access to mobile and online banking, and a personalized debit card.
Save for the future with Savings & CDs
It’s easy to save for the future with Lowell Five saving accounts and certificates of deposit.
Get investment guidance
Investing doesn’t need to be complicated. If you’re nervous about investing, Lowell Five can help.
Get a personal loan, overdraft or line of credit
Set up an overdraft, apply for a personal loan or borrow for that new car, motorcycle or boat.
All L5 checking accounts
Features that other banks may charge for are included free in Lowell Five checking accounts
You get free and easy access to mobile and online banking, with phone payments, mobile deposits, online bill pay, eStatements, person to person transfers and debit card all included. All Lowell Five checking accounts also have overdraft protection available and there are no transaction limits.
Get started with a deposit of just $10.
|Account Name||Free Debit Checking||Advantage Checking||Premier Checking|
|Minimum Opening Deposit||$10||$10||$10|
|Below Minimum Balance Fee||$0||$15||$25|
|Minimum Balance to Avoid Above Fee||n/a||$500|| $5,000 (or $20,000|
combined deposit balance)
|ATM Transaction Fee||Free Lowell Five ATMs ($2 transaction and inquiry fee at non-Lowell Five ATMs)||Free Lowell Five ATMs and nationwide ATM fees reimbursed**||Free Lowell Five ATMs and nationwide ATM fees reimbursed**|
|Paper Statement Fee||$1 (waived with monthly direct deposit)||$1 (waived with monthly direct deposit)||No Fee|
*Premier Checking Annual Percentage Yield (APY) is subject to change after the account is opened. Fees could reduce the earnings on the account. APY obtained on all balances over $.01.
** Total refund per statement cycle is $15 for Advantage Checking and $50 for Premier Checking.
If you are under 19 or over 65, you may be entitled to a Checking and Savings account free of any charges except a $5 insufficient funds fee plus any ATM Charges. Speak with one of our customer service representatives about details.