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A young woman is smiling and appears to be depositing a check through her cell phone bank deposit app
Personal Banking

Cheryl S., Nashua, NH

I love banking with Lowell Five. I always feel like I am visiting dependable friends when I do my banking.

Personal Banking

All L5 checking accounts

Features that other banks may charge for are included free in Lowell Five checking accounts

You get free and easy access to mobile and online banking, with phone payments, mobile deposits, online bill pay, eStatements, person to person transfers and debit card all included. All Lowell Five checking accounts also have overdraft protection available and there are no transaction limits.

Get started with a deposit of just $10.

Compare accounts
Account Name Free Debit Checking Advantage Checking Premier Checking
Account Description
Minimum Opening Deposit $10 $10 $10
Below Minimum Balance Fee $0 $15 $25
Minimum Balance to Avoid Above Fee n/a $500 $5,000 (or $20,000
combined deposit balance)
Earns Interest No No Yes
ATM Transaction Fee Free Lowell Five ATMs ($2 transaction and inquiry fee at non-Lowell Five ATMs) Free Lowell Five ATMs and nationwide ATM fees reimbursed** Free Lowell Five ATMs and nationwide ATM fees reimbursed**
Paper Statement Fee $1 (waived with monthly direct deposit) $1 (waived with monthly direct deposit) No Fee

*Premier Checking Annual Percentage Yield (APY) is subject to change after the account is opened. Fees could reduce the earnings on the account. APY obtained on all balances over $.01.
** Total refund per statement cycle is $15 for Advantage Checking and $50 for Premier Checking.
If you are under 19 or over 65, you may be entitled to a Checking and Savings account free of any charges except a $5 insufficient funds fee plus any ATM Charges. Speak with one of our customer service representatives about details.