Our Personal Checking Accounts were designed to fit your personal banking style. And you can rest easy knowing that all Lowell Five accounts are insured in full by the FDIC and the DIF.
Do you keep a large daily balance in your checking account? Our Premier Checking account helps you optimize your deposited funds by paying interest – while offering the ease of access a checking account provides.
|ATM Surcharge Reimbursed (per Statement Cycle)||Up to $50 nationwide|
|Minimum Balance to Avoid Fee||$5,000 or $20,000 combined deposit balance|
|Below Min Balance Fee||$25|
|Fees could reduce earnings. Account rate is variable and is subject to change at any time.|
Does your checking account balance vary widely during the month? Advantage Checking allows you to maintain a lower minimum balance to avoid fees – including foreign ATM fees.
|Minimum Balance to Avoid Fee||$500|
|Below Minimum Balance Fee||$15|
|ATM Surcharge Reimbursed (per Statement Cycle)||Up to $15 nationwide|
Free Debit Checking
Our Free Debit Checking account is a simple, everyday debit checking account with no fees and a low minimum balance. It’s a great account for customers who frequently use their Lowell Five debit card.
|Minimum Balance to Avoid Fee||No Minimum|
|Below Minimum Balance Fee||No|
|ATM Surcharge Reimbursements||No Reimbursements|
The minimum to open any checking account is $10.00.
Optional Overdraft Protection Solutions:
- Overdraft Advantage is an opt-in program affecting qualified accounts. By opting in, you may prevent declined transactions in stores, online, and at ATMs.
- Overdraft Protection Loan is a personal loan attached to your checking account and available for up to $3,000.
- Companion Savings is a statement savings account attached to your checking account from which funds will be transferred should your checking account be overdrawn.
Additional Banking Solutions
Enjoy the convenience of these banking service options: