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Checking Accounts

Our personal checking solutions are designed to meet the needs of today’s client.  Whether you prefer swiping, tapping or clicking to pay with your debit account, or you’re looking to escape from traditional banking fees, like other banks ATMs for instance, we have you covered.

Call us or visit any branch to speak with an advisor today.

Checking Accounts

Compare accounts
Account Name Free Debit Checking Advantage Checking Premier Checking
Account Description
Minimum Balance to Avoid Fee N/A $500 $5,000 or
$20,000 combined deposit balance
Below Minimum Balance Fee N/A $15 $25
ATM Fee Reimbursement/Statement Cycle $0 $15 $50
Earns Interest No No 0.05%
Paper Statement Fee No fee No fee No fee

Additional Benefits and Features

Online and Mobile banking solutions:
  • Mobile deposits
  • Online bill pay
  • eStatements
  • Person-to-person transfers
  • Google Pay™ and Apple Pay®

Overdraft protection solutions:

  • Overdraft Advantage is an opt-in program affecting qualified accounts. Learn More
  • Companion Savings is a savings account attached to your checking account. Learn More
  • Overdraft Protection is a personal loan attached to your checking account. Learn More


Special Accounts

Active Military, Veterans, Police, Fire Personnel

You can enjoy the benefits of a Lowell Five Premier Checking Account with no minimum balance required to earn interest and no monthly fees.  Thank you for serving and your service.

Age 18 or younger or 65 or older

You are eligible for Free Debit Checking and a Companion Savings without charges except for a $5 insufficient funds charge and fees for ATM usage.

You can rest easy knowing that all Lowell Five accounts are insured in full by the FDIC and the DIF.

Connect with a Lowell Five Advisor