Our personal checking solutions are designed to meet the needs of today’s client. Whether you prefer swiping, tapping or clicking to pay with your debit account, or you’re looking to escape from traditional banking fees, like other banks ATMs for instance, we have you covered.
Call us or visit any branch to speak with an advisor today.
Checking Accounts
| Account Name | Free Debit Checking | Advantage Checking | Premier Checking |
|---|---|---|---|
| Account Description | |||
| Minimum Balance to Avoid Fee | N/A | $500 | $5,000 or $20,000 combined deposit balance |
| Below Minimum Balance Fee | N/A | $15 | $25 |
| ATM Surcharge Reimbursed per Statement Cycle | $0 | Up to $15 nationwide | Up to $50 nationwide |
| Earns Interest | No | No | 0.05% |
| Paper Statement Fee | No fee | No fee | No fee |
Additional Benefits and Features
Online and Mobile banking solutions:
- Mobile deposits
- Online bill pay
- eStatements
- Person-to-person transfers
- Mobile wallets – Lowell Five participates in Google Pay™, Apple Pay®, and Android Pay™
Overdraft Protection solutions:
- Overdraft Advantage is an opt-in program affecting qualified accounts. By opting-in, you may prevent declined transactions in stores, online, and at ATMs. LEARN MORE
- Companion Savings is a statement savings account attached to your checking account from which funds will be transferred should your checking account be overdrawn. OPEN ACCOUNT
- Overdraft Protection Loan is a personal loan attached to your checking account and available up to $3,000. LEARN MORE
Special Accounts
Active Military, Veterans, Police, Fire Personnel
You can enjoy the benefits of a Lowell Five Premier Checking Account with no minimum balance required to earn interest and no monthly fees. Thank you for serving and your service.
Age 18 or younger or 65 or older
You are eligible for Free Debit Checking and a Companion Savings without charges except for a $5 insufficient funds charge and fees for ATM usage.
You can rest easy knowing that all Lowell Five accounts are insured in full by the FDIC and the DIF.
Connect with a Lowell Five Advisor
Receive your account statements electronically.
Sign up for eStatements and your statements will be delivered safely, securely, and paperlessly to your Lowell Five Online Banking account.