Beyond Banking Since 1854.

Since 1854, Lowell Five Bank has been the bank that thinks outside-the-box. We’ve been grounded in the community, helping our neighbors meet their financial goals, and building long-lasting relationships with our customers. As a trusted financial partner to individuals, families, businesses, nonprofits, and municipalities, we work to deliver both the personal support of a community bank and the strength and lending power our customers need to grow. 

Whether you're a first-time homebuyer racing against other offers, a business owner with big plans and bigger obstacles, or someone who just needs a real person to help make sense of their finances, we take pride in being your all-in partner, offering creative solutions that many other banks can’t or won’t offer. Our team goes above and beyond to help customers move forward with confidence, offering best-in-class digital banking and sophisticated cash management tools that simplify life and empower growth. At Lowell Five Bank, you're not just an account holder or a number. You're a connection. That's outside-the-box banking.

And we love it.

As a mutual bank, we answer to our depositors, not shareholders. That means decisions get made right here, by people who live here and understand the needs of the Merrimack Valley and Southern New Hampshire. We craft tailored solutions for individuals, families, businesses, nonprofits, and municipalities—delivered by a team that genuinely cares about getting you where you want to go.