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Loan Options

Unprecedented lending power meets ridiculously invested people. Get the financing you deserve.

Loan Options:

  • Deposit Secured Loan: Rate is 3% above interest being earned on the securing savings or certificate of deposit.
  • Overdraft Protection Loan: Attached to checking account and available for amounts $500 -  $3,000 at 18% Annual Percentage Rate - effective July 20, 2026.
  • Personal Credit Card: Enjoy convenient and flexible purchasing power with a Lowell Five credit card.
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Let's Do the Math

Loan Calculator

Take the guesswork out of borrowing. Use our calculators to see what fits your goals and your budget.

Ready to Get Started?

Let's Work Together

Talk to bankers who get it. We'll help you find the financing that fits your life perfectly. 

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Apply Online

To get started or finish an existing loan application, customers can log in to Online Banking and navigate to: Services > Account Services > Apply for a Consumer Loan

Apply Online
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Visit Our Branches

Meet face-to-face with bankers who get things done right

Find Locations
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Call Direct

Speak with real people who solve problems at 978.452.1300

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