To get started or finish an existing loan application, customers can log in to Online Banking and navigate to: Services > Account Services > Apply for a Consumer Loan
Loan Options
Unprecedented lending power meets ridiculously invested people. Get the financing you deserve.
Funding For Your Life
At Lowell Five Bank, we are committed to helping you get the right loan, whether that’s overdraft protection, a deposit secured, or a credit card for everyday or emergencies.
We offer an easy online application and closing process.
Loan Options:
- Deposit Secured Loan: Rate is 3% above interest being earned on the securing savings or certificate of deposit.
- Overdraft Protection Loan: Attached to checking account and available for amounts $500 - $3,000 at 18% Annual Percentage Rate - effective July 20, 2026.
- Personal Credit Card: Enjoy convenient and flexible purchasing power with a Lowell Five credit card.
Apply Online
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Speak with real people who solve problems at 978.452.1300