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We Make Financing Personal

Personal Loans

Unprecedented lending power meets ridiculously invested people. Get the financing you deserve.

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Personal Loan Options:

  • Unsecured Loan*: Available for amounts from $500 - $25,000 
  • Overdraft Protection Loan: Attached to checking account and available up to $3,000
  • Deposit Collateral Loan: Rate is 3% above interest being earned on the securing savings or certificate of deposit
  • Auto Loan (New and Used): Available with as little as 10% down
  • Personal Credit Card: Enjoy convenient and flexible purchasing power with a Lowell Five credit card

*Borrowers are required to be Lowell Five customers for at least three months before applying for an Unsecured Loan. All personal loans are subject to approval.

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Let's Do the Math

Loan Calculator

Take the guesswork out of borrowing. Use our calculators to see what fits your goals and your budget.

Unsecured Loan

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*Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 2/2/2026.

Term Annual Percentage Rate (APR)* Payment (per $1,000)

24 Months

13.25%

$47.66

36 Months

14.25%

$34.30

Overdraft Protection Loan

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*Annual Percentage Rate effective 2/2/2026.

Loan Amounts Annual Percentage Rate (APR)*

$500 - $3,000

18.00%

Used Auto Loan

*Annual Percentage Rates with automatic payment. 90% of the lesser of sales price or N.A.D.A value. Rates are effective 2/2/2026.

Term Annual Percentage Rate (APR)* Year of Vehicle

36 Months

8.750%

5 years old or less

48 Months

8.750%

5 years old or less

60 Months

8.750%

5 years old or less

New Auto Loan

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*Annual Percentage Rates with automatic payment. Up to 90% financing of selling price. Rates are effective 2/2/2026.

Term Annual Percentage Rate (APR)*

36 Months

8.50%

48 Months

8.50%

60 Months

8.50%

72 Months

8.50%

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