Big Rates. Small Bank Heart.

Certificates of Deposit (CDs)

Lock in competitive rates with the personal attention you deserve.

Returns That Make Sense

Saving for a goal? A Lowell Five Bank CD gives you financial growth and terms that fit your timeline. Whether it’s setting aside funds for a big purchase or simply strengthening your savings, our team will help tailor the right CD for you. Track progress anytime through Digital Banking, with peace of mind knowing your deposits are 100% insured in full by the FDIC and DIF. At Lowell Five Bank, you’re not just opening a CD—you’re building a relationship with ridiculously invested people.

Different By Design

Customized CD solutions to meet your specific financial goals
Full deposit protection insured through FDIC + DIF coverage
Next-level digital banking to manage your CD anytime, anywhere

* Annual Percentage Yield is effective as of 11/2/26 and is subject to change without notice. Minimum balance required to open and earn APY. Fees may reduce earnings. Penalty will be imposed on early withdrawal.
Account Term	Minimum Opening Balance	Annual Percentage Yield
5 Month Promotion CD	$500.00	4.00% APY*
15 Month Promotion CD	$500.00	4.25% APY*
35 Month Promotion CD	$500.00	4.50% APY*
6 Month CD	$500.00	2.25% APY*
12 Month CD	$500.00	2.50% APY*
18 Month CD	$500.00	2.60% APY*
24 Month CD	$500.00	2.75% APY*
30 Month CD	$500.00	2.85% APY*
36 Month CD	$500.00	3.00% APY*
48 Month CD	$500.00	3.05% APY*
60 Month CD	$500.00	3.25% APY*