Dave and John walking by medical vehicles

Your Goals. Our Guidance.

Commercial Lending

Whether you’re expanding, upgrading, or just getting started,
our team is ready to get creative to help you move forward with confidence.

Meet Our Team

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Commercial Lending

Big Bank Lending Power. Small Bank Heart.

Business doesn’t wait for perfect timing. Opportunities pop up, challenges crash the party, and numbers don’t always cooperate. That’s where our Commercial Lending team shines.

When you partner with Lowell Five Bank, you get more than a loan. You get lenders who know your market, understand the challenges you face, and help turn surprises into smart decisions. With over 170 years of sound financial strength behind us, we combine big-bank stability with local insight and the human touch that actually matters.

Flexible Lending Options

From everyday needs to big opportunities, our lending solutions are built to keep your business moving forward.

Construction Loans

Acquire and develop land and buildings with lenders who know the area

Get Building

Investment Real Estate Loans

Fixed or variable rate options and a range of payment schedules for your loan or commercial mortgage

Explore Solutions

Business Loans

Flexible loans and lines-of-credit for your business needs

Finance Your Dreams

Small Business Loans

Traditional loans and specialized low interest loans designed for small businesses

Build Your Business

Business Credit Cards

Convenience for smaller purchases

Find Your Card

We Make it Happen. Here.

As a community bank with deep regional roots, we understand the local economy, the industries that power it, and the challenges businesses face. That insight allows us to structure lending solutions that work in the real world—not just on paper. When you work with us, you get a lender who knows your market and is ready to help you navigate it.

Meet the Team

Local Decisions

Loan decisions are made here, enabling faster yeses, flexible terms, and lending that fits local realities.

Market Insight

We know this market because our lenders are a part of it.

5-Star Rated

The highest rating by Bauer Financial for superior strength, stability, and asset management

A Goal Worth Building

At Lowell Five Bank, we always go heads-down to help our customers overcome challenges and realize opportunities. Hear how Bryan worked with Lowell Five Bank to build his "lacrosse Shangri-La."

Connect With a Commercial Lender

Our experienced Lowell Five Bank Commercial Lenders are here to advise you on the best options, rates, and loan structure for your business needs. We'll take the time to get to know your project and advise you through the process, gathering the materials needed for the quickest decision on your loan application.