Small Business. Big Dreams.

Small Business Loans

Government-backed SBA loans and traditional financing with the lending power you need to realize your dreams.

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No Small Decisions

You built your business on grit, sweat, and good ideas. Financing it should be just as real. Lowell Five Bank offers small business loans with competitive rates, local decision‑making, and a team that knows you and the local economy. No corporate hoop jumping. Just fast responses, flexible terms, and support that fits your world.

SBA Loans

In addition to traditional term loans and lines of credit, Lowell Five Bank offers several specialized loan programs targeted at smaller businesses. If your startup or early-stage company doesn’t qualify for conventional loans, Lowell Five Bank offers a variety of SBA loans. These government-guaranteed loans offer lower down payments and more flexible terms for businesses that meet the SBA eligibility requirements.

SBA 7(a) Loans

For your small business

Maximum loan amount: $5 million

Uses:

Real estate purchases
Short and long-term working capital
Refinance current business debt
Purchase furniture, fixtures, and supplies.

Learn More

SBA 504 Loans

For local Certified Development Companies (CDCs)

Maximum loan amount: $5 million

Uses:

Real estate purchase/construction
Long-term machinery and equipment purchases

Learn More

SBA Express

When you need a quick turnaround

Maximum borrowing limit: $500,000

Accelerated approval process

The Power of Partnership

For those who dream of owning their own business, Community Teamwork is a lifeline for turning dreams into a reality. Former Chief Executive Officer, Karen Frederick, explains how "one organization can't change the world, but one with many partners can."

Connect With a Small Business Advisor

Our experienced Lowell Five Bank Advisors makes it easy for you to focus on growing your business instead of juggling your finances. Get in touch and we'll help guide you to the right program.