Amy Fernandez
Licensed Insurance Producer, Financial Services Representative
Build A Smarter Future
Wealth Management
Financial planning can seem overwhelming. Lowell Five Bank is committed to giving you the information and advice you need to help you plan your financial future.
Tailored Wealth-Management That Grows With You
At Lowell Five Bank, we know one size doesn’t fit all when it comes to your financial future. Whether you're starting out with your first portfolio or carefully managing a complex legacy, our approach is built around you: your goals, your stage of life, your unique path. We partner with experienced advisors and strategic partners to deliver flexible, holistic guidance — from foundational savings and investment strategies to advanced estate planning, business succession and everything in between.
Educational Planning
529 plans and educational funding strategies to afford your significant investment.
Investment & Financial Planning
Planning that goes far beyond just buying or trading stocks.
Retirement & Estate Planning
Set up your future with IRAs, CDs, and estate services to secure your retirement and protect your legacy.
Life Insurance
Insurance options to provide security for you and your family.
Start With a Checkup
Don't know where to begin? Start by scheduling time with a Lowell Five Bank Financial Planning Advisor. We can help assess your goals, investments, and readiness for the future with a wellness check. Through our partnership with Lincoln Investment and KAF Financial Advisors, we can help you save for college or retirement, advise on insurance and investment strategies, and more.
Our partnerships offer you access to:
- Mutual funds
- Exchange-traded funds (ETFs)
- Individual stocks and bonds
- 401(k) & 403(b) IRA plans
- 529 plans for education savings accounts
- Financial modeling
- Estate planning
- Life insurance
- Long-term care insurance
- Fixed & variable annuities
Visit Our Branches
Meet face-to-face with bankers who get things done right
Call Direct
Speak with real people who solve problems at 978.452.1300
The products offered: (i) are not FDIC insured; (ii) not deposits or obligations of Lowell Five Bank or its affiliates; (iii) not guaranteed by Lowell Five Bank or its affiliates; (iv) not insured by any federal government agency; (v) may go down in value.
Lincoln Investment and Lowell Five Bank are not affiliated. Advisory services offered through Capital Analysts and Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA and SIPC. www.lincolninvestment.com. KAF Wealth Management, LLC and the above firms are independent and non-affiliated. Legal services associated with estate planning, tax or social security claiming are not offered through, nor supervised by, The Lincoln Investment Companies.
This site has been prepared solely for information purposes and is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside of the United States. Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements. When you link to any of these websites provided here, you are leaving our website and assume total responsibility for your use of the sites you are visiting. We make no representation as to the completeness or accuracy of information provided at these sites, nor are we liable for any direct or indirect technical or system issues or consequences arising out of your access to or use of these third-party sites.