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Secure, Efficient, & Designed for Your Business

Merchant & Payroll Services

Payment processing and payroll solutions, powered by industry-leading partners.

Key Features

  • In-person, online, and mobile payment solutions
  • Smart terminals, chip card/EMV terminals, and tablet point of sale systems
  • Solutions for e-commerce and online shopping carts
  • Loyalty and gift card programs to market, grow, and retain your customers’ business
  • Accept mobile wallet payments including Apple Pay™ and Android Pay™
  • Next day business funding
Let's Work Together

Benefits That Make Sense

With the combined power of Elavon and Lowell Five Bank, our merchant services are designed to make accepting payments simpler, smarter, and safer for your business.

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Data Security

Keep your customers’ payment data secure with Safe-T from Elavon, protecting against hackers, counterfeit cards, and data breaches.

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Reporting

Track payments, view sales trends, and access real-time reports anytime, anywhere with our secure online reporting tools.

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Industry-Specific Solutions

Market solutions for a variety of industry types including: Restaurant, Professional Services, Retail, Healthcare, Hospitality

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Client Service

Around-the-clock support, clear pricing, and a dedicated advisor. Customer care that's here for you.

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Powerful Partnerships

Why Elavon?

Lowell Five Bank partners with Elavon®, a wholly owned subsidiary of U.S. Bank. A global leader in payment processing for more than 30 years, Elavon serves over 2 million customers across the U.S., Europe, and Canada. Consistently ranked among the top five global payment providers and rated A+ by the Better Business Bureau, Elavon delivers the security, reliability, and innovation businesses rely on every day.

Paychex Key Features

  • All-in-one platform for payroll, HR, recruiting, onboarding, time tracking, and benefits management.
  • Flexible payroll options to run it yourself or with support from a dedicated payroll specialist.
  • Real-time, same-day, and on-demand pay options for greater flexibility.*
  • 24/7 support and automatic compliance updates to keep you informed and protected.
  • Secure online and mobile access so you can manage payroll anytime, anywhere.
  • Tracking and reporting tools to improve accuracy and control labor costs.
  • Employee self-service access to pay stubs, W-2s, and HR information.
  • Seamless integration with existing business systems for efficient data management.

*Additional costs and restrictions may apply

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Powerful Partnerships

Why Paychex?

Lowell Five Bank partners with Paychex®, a trusted leader in payroll and HR solutions. Since 1971, they’ve supported over 700,000 businesses in the U.S. and Europe. Paychex helps pay 12 million workers—about 1 in 12 U.S. private sector employees—backed by the largest team of dedicated HR professionals in the industry, with nearly 700 specialists ready to support your business.

Connect With a Business Advisor

Our experienced Lowell Five Bank Business Advisors are here to guide you through every step of your banking journey. From selecting the right accounts and services to managing loans, payments, and cash flow, our team provides the expertise and support you need to make confident financial decisions.

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