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Business, Municipal, & Non-Profit Banking Services

Along with bank accounts and loans, Lowell Five offers a variety of services to our business and municipal customers, large and small. From cash management and payment tools that streamline your day-to-day financial transactions, to options for employee benefits, financial management, and payroll services, we can help.

Get more convenience and efficiency with Lowell Five Business Banking Services.


  • Municipal & Non-Profit Banking Services

    Lowell Five has been providing financial solutions for cities and towns for 165 years and we have a deep understanding of their complex banking needs. We offer a full array of deposit, investment, and cash management options to help your local government operate more effectively.

  • Cash Management

    Lowell Five provides a full range of cash management tools to add speed, security and convenience for your business. Streamline daily financial tasks and reporting while enjoying faster, more reliable transfers – all with the online and mobile banking options you expect.

  • Merchant Services

    With Lowell Five Bank’s Merchant Services, your business can easily accept credit card payments from MasterCard, Visa, Discover, and American Express in-person, online or by phone/mail.

  • Payroll Services

    Lowell Five offers a suite of payroll and Human Resources solutions for businesses of all sizes, whether you have only a few employees or hundreds.

  • Business Succession Planning

    Ensure that your business can transition smoothly in your absence with Business Succession Planning services from Lowell Five and KAF Financial Advisors.

  • Employee Benefit & Retirement Plans

    Offering additional retirement or education benefits can help your business attract the best employees. Let Lowell Five and KAF Financial Advisors help you provide attractive benefit options including 401(k), retirement and educational plans.

  • Banking Partnership Programs

    Lowell Five offers business banking clients programs to promote their business and nurture the local economy, including in-Branch promotion opportunities and access to our Community Room for meetings.

  • Guidance for Small Businesses

    Extra guidance for smaller businesses and startups for all your business banking needs.