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Investment and Financial Planning

Investments are the key to a secure financial future.  While not without risk, they are the best way to grow your money for the long-term.  It doesn’t have to be confusing or intimidating.  Let Lowell Five help you plan for your financial future.

More than stocks and bonds

Investments and financing planning go far beyond just buying or trading stocks.  For this reason, Lowell Five has teamed up with Lincoln Investment and KAF Financial Advisors.  Work with a company that goes beyond a cursory short-term view to assess what financial options are in your long-term best interest.  KAF’s experienced financial planners can advise you on a customized plan for saving for college or retirement along with insurance and investment strategies and more.

Lowell Five reviews all financial planning requests to ensure the right fit.  KAF Advisors will meet with you at our corporate headquarters in Tewksbury or at one of our 16 convenient local branches near you.  Your KAF and Lowell Five team will listen first to build a sustainable financial plan for you and your family.

Listening and Planning First

KAF Financial Advisors specializes in investment management and financial planning.  They are devoted to building trust with their clients over the long-term. The KAF team will develop a solid long-term financial plan to suit your unique needs.  Through the relationship with Lincoln Investment, Advisors James Shannon and Thomas McCarthy can offer a customized financial planning experience.  You can check the background of these financial professionals on FINRA’s Broker Check.

Optional investments and services include:

  • Mutual funds
  • Exchange-Traded Funds _(ETFs)
  • Individual stocks and bonds
  • 401(k) & 403(b) IRA rollovers
  • 529 plans for education savings accounts
  • Financial modeling
  • Estate planning
  • Life insurance
  • Long-term care insurance
  • Fixed & variable annuities

Planning process

The process begins with gathering the information needed to understand you and your financial life. This allows your advisors to determine your risk tolerance, identify opportunities to help improve your financial well-being, and results in a plan to serve you and your family. They use financial models that take your entire financial picture into view.  As independent advisors and fiduciaries, KAF has access to a wide range of investment and insurance products, which allows them to deliver the solution that best aligns with your needs. They can also put you in touch with tax advisors or estate attorneys or review estate documents.

A forward-looking investment plan would include facets such as:

  • Defining how best to use cash you don’t need immediately
  • Key goals for the future (home ownership, retirement, education costs)
  • Building capital resources
  • Having a tax strategy
  • Designing an investment strategy and portfolio for personal and business.

The products offered: (i) are not FDIC insured; (ii) not deposits or obligations of Lowell Five Bank or its affiliates; (iii) not guaranteed by Lowell Five Bank or its affiliates; (iv) not insured by any federal government agency; (v) may go down in value.

Lincoln Investment and Lowell Five Bank are not affiliated. Advisory services offered through Capital Analysts and Lincoln Investment. Registered Investment Advisors. Securities offered through Lincoln Investment, Broker/Dealer, Member FINRA and SIPC. www.lincolninvestment.com. KAF Financial Advisors, LLC and the above firms are independent and non-affiliated. Legal services associated with estate planning, tax or social security claiming are not offered through, nor supervised by, The Lincoln Investment Companies.

This site has been prepared solely for information purposes and is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside of the United States. Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states. Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements.

When you link to any of these websites provided here, you are leaving this site. We make no representation as to the completeness or accuracy of information provided at these sites, nor are we liable for any direct or indirect technical or system issues or consequences arising out of your access to or use of these third-party sites. When you access one of these sites, you assume total responsibility for your use of sites you are visiting.

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