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Personal Loan Options

We are committed to helping you get the right loan for you, whether that’s overdraft protection or a personal loan for a family emergency or that dream car, motorcycle or boat.

We offer borrowing solutions with competitive rates with automatic payment made from your Lowell Five checking account.  We’ll guide you through our easy application and closing process.  Contact us today.  You can apply online or visit any of our convenient branch locations.

Personal loan options:

  • Unsecured Loan: Available for amounts from $500 to $25,000
  • Overdraft Protection Loan: Attached to checking account and available up to $3,000
  • Deposit Collateral Loan: Rate is 3% above interest being earned on the securing savings or CD
  • Auto Loans (New and Used): Available with as little as 10% down
  • Motorcycle Loans (New and Used): Up to $25,000
  • New Boats and RV Loans: Available for up to 80% of the purchase price
  • Used Boats and RVs Loans: Available at personal loan rates

All personal loans are subject to approval.

Unsecured Loan

Apply Online
TERMAPRPayment per $1,000
12 Months11.75%*$88.71
24 Months12.75%*$47.42
36 Months13.75%*$34.06

*with automatic payment

Overdraft Protection Loan

Apply Online
Loan AmountsAPR
$500 – $3,00018.00%

New and Used Auto Loans

Apply Now
TermAPRYear of Vehicle/Payment per $1,000
36 Months3.77%*Year 2016-2021 Vehicles/$29.42
48 Months3.77%*Year 2016-2021 Vehicles/$22.48
60 Months3.77%*Year 2016-2021 Vehicles/$18.31
72 Months4.27%*Year 2019-2021 Vehicles/$15.77

Up to 90% financing of selling price.
*with automatic payment

Motorcycle Loans

Apply Online
TermAPRYear of Vehicle/Payment per $1,000
60 Months10.25%*2021/$26.46
48 Months12.25%*2016-2021/$32.76

Up to 80% financing of selling price to a maximum of $25,000
*with automatic payment

New Boat/Recreational Vehicle Loans

Apply Online
TermAPRPayment per $1000
60 Months12.25%* (used Boat and RV loans available at personal loan rates)$27.70

Up to 80% financing of selling price.
*with automatic payment

Receive your loan statements electronically via your Lowell Five Online Banking account.  eBills is safe, secure, and paperless!

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