We are committed to helping you get the right loan for you, whether that’s overdraft protection or a personal loan for a family emergency or that dream car, motorcycle or boat.
We offer borrowing solutions with competitive rates with automatic payment made from your Lowell Five checking account. We’ll guide you through our easy application and closing process. Contact us today. You can apply online or visit any of our convenient branch locations.
Personal loan options:
- Unsecured Loan: Available for amounts from $500 to $25,000
- Overdraft Protection Loan: Attached to checking account and available up to $3,000
- Deposit Collateral Loan: Rate is 3% above interest being earned on the securing savings or CD
- Auto Loans (New and Used): Available with as little as 10% down
- Motorcycle Loans (New and Used): Up to $25,000
- New Boats and RV Loans: Available for up to 80% of the purchase price
- Used Boats and RVs Loans: Available at personal loan rates
All personal loans are subject to approval.
Unsecured Loan
| TERM | APR | Payment per $1,000 |
|---|---|---|
| 12 Months | 11.75%* | $88.71 |
| 24 Months | 12.75%* | $47.42 |
| 36 Months | 13.75%* | $34.06 |
*with automatic payment
New and Used Auto Loans
| Term | APR | Year of Vehicle/Payment per $1,000 |
|---|---|---|
| 36 Months | 3.77%* | Year 2016-2021 Vehicles/$29.42 |
| 48 Months | 3.77%* | Year 2016-2021 Vehicles/$22.48 |
| 60 Months | 3.77%* | Year 2016-2021 Vehicles/$18.31 |
| 72 Months | 4.27%* | Year 2019-2021 Vehicles/$15.77 |
Up to 90% financing of selling price.
*with automatic payment
Motorcycle Loans
| Term | APR | Year of Vehicle/Payment per $1,000 |
|---|---|---|
| 60 Months | 10.25%* | 2021/$26.46 |
| 48 Months | 12.25%* | 2016-2021/$32.76 |
Up to 80% financing of selling price to a maximum of $25,000
*with automatic payment
New Boat/Recreational Vehicle Loans
| Term | APR | Payment per $1000 |
|---|---|---|
| 60 Months | 12.25%* (used Boat and RV loans available at personal loan rates) | $27.70 |
Up to 80% financing of selling price.
*with automatic payment
Receive your loan statements electronically via your Lowell Five Online Banking account. eBills is safe, secure, and paperless!