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Personal Loan Options

We are committed to helping you get the right loan, whether that’s overdraft protection or a personal loan for a family emergency or that dream car.

We offer borrowing solutions with competitive rates with automatic payments made from your Lowell Five checking account*.  We’ll guide you through our easy application and closing process.  You can apply online or visit any of our convenient branch locations.

Personal loan options:

    • Unsecured Loan**: Available for amounts from $500 to $25,000
    • Overdraft Protection Loan: Attached to checking account and available up to $3,000
    • Deposit Collateral Loan: Rate is 3% above interest being earned on the securing savings or certificate of deposit
    • Auto Loans (New and Used): Available with as little as 10% down
    • Personal Credit Card: Enjoy convenient and flexible purchasing power with a Lowell Five credit card

* *Borrowers are required to be a LowellFive customer for at least three months prior to applying for an Unsecured Loan.   All personal loans are subject to approval.

Loan Calculator

Unsecured Loan

Apply Online
TERM APR Payment per $1,000
24 Months 12.75%* $47.42
36 Months 13.75%* $34.06
Rates effective 6/1/2022

*with automatic payment.  Borrowers are required to be a LowellFive customer for at least three months prior to applying for a Personal Loan. 

Overdraft Protection Loan

Apply Online
Loan Amounts APR
$500 – $3,000 18.00%

Used Auto Loans

Term APR Year of Vehicle
36 Months 6.50%*  5 years old or less
48 Months 6.50%* 5 years old or less
60 Months 6.50%* 5 years old or less
Rates effective 6/22/2022

*with automatic payment.  90% of the lesser of sales price or N.A.D.A. value.

New Auto Loans

Apply Now
Term APR
36 Months 6.250%*
48 Months 6.250%*
60 Months 6.250%*
72 Months 6.250%*
Rates effective 6/22/2022

*with automatic payment. Up to 90% financing of selling price.

Receive your loan statements electronically via your Lowell Five Online Banking account.  eBills is safe, secure, and paperless!

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Connect with a Lowell Five Advisor