We are committed to helping you get the right loan, whether that’s overdraft protection or a personal loan for a family emergency or that dream car.
We offer borrowing solutions with competitive rates with automatic payments made from your Lowell Five checking account*. We’ll guide you through our easy application and closing process. You can apply online or visit any of our convenient branch locations.
Personal loan options:
- Unsecured Loan**: Available for amounts from $500 to $25,000
- Overdraft Protection Loan: Attached to checking account and available up to $3,000
- Deposit Collateral Loan: Rate is 3% above interest being earned on the securing savings or certificate of deposit
- Auto Loans (New and Used): Available with as little as 10% down
- Personal Credit Card: Enjoy convenient and flexible purchasing power with a Lowell Five credit card
* *Borrowers are required to be Lowell Five customers for at least three months before applying for an Unsecured Loan. All personal loans are subject to approval.
|TERM||APR*||Payment per $1,000|
*Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/23/2023.
Overdraft Protection Loan
|$500 – $3,000||18.00%|
*Annual Percentage Rate effective 3/23/2023.
Used Auto Loans
|Term||APR*||Year of Vehicle|
|36 Months||9.750%||5 years old or less|
|48 Months||9.750%||5 years old or less|
|60 Months||9.750%||5 years old or less|
*Annual Percentage Rates with automatic payment. 90% of the lesser of sales price or N.A.D.A value. Rates are effective 3/23/2023.
New Auto Loans
*Annual Percentage Rates with automatic payment. Up to 90% financing of selling price. Rates are effective 3/23/2023.
Receive your loan statements electronically via your Lowell Five Online Banking account. eBill is safe, secure, and paperless!