Business Your Way

Business Savings

Flexible accounts from everyday savings to high-yield options.

Smart Solutions. Ridiculously Invested People.

A big order arrives the same week your equipment starts making that suspicious noise, and then things go quiet just long enough to keep you guessing.
There’s a reason it's called cash flow.
A strong savings strategy helps you ride the highs, prepare for the lows, and stay ready for the unexpected moments in between.

Every business is different, and your savings plan should be, too. At Lowell Five Bank, we take the time to understand how your business really operates so we can tailor a solution that works for you throughout the entire life of your business. We check in, adjust as your needs evolve, and stay ahead of surprises with smart tools like automatic sweeps that move your cash exactly where it works hardest.

Simple, flexible, and built around real relationships.

Smart Moves Here

Pick Your Savings Strategy

Whether you need daily access, maximum returns, or guaranteed rates, we've got an option that makes sense for you and your business.

Everyday Business Savings

Perfect for small businesses or as a companion account for your business checking.

$10 minimum to open
$100 minimum account balance*
.05% Annual Percentage Yield (APY)
ATM access with Lowell Five debit card
Online Business Banking

*$5.00 minimum balance fee if daily average account balance drops below $100

Get Started

High-Yield Business Savings

Perfect for businesses saving for growth. Higher balances earn higher yields with tiered interest rates.

$10 minimum balance to open and earn APY
$500 minimum account balance*
Unlimited internal transfers to your Lowell Five Business Checking account
Business Online Banking available
Free eStatements, saving you $10/month on paper statements

*Minimum account balance fee waived for first 60 days after account opening. After 60 days, a $5.00 fee will be charged if average daily account balance drops below $500.

Get Started

Business CDs

Perfect for tailored business savings. Low-risk with guaranteed returns.

Account terms from 5 months - 60 months
$500 minimum opening balance
Competitive APY

Learn More

*Rates effective 3/9/2026.*
Balance Tiers	Annual Percentage Yield (APY)
$0.00 – 49,999.99	0.05%
$50,000.00 – 149,999.99	0.50%
$150,000.00 – 499,999.99	2.00%
$500,000.00 and above	2.25%

Welding A Legacy

Third-generation business owner Rick Martel knows that success comes from doing things right. Hear how Martel Welding & Fabrication continues to find success by working hard, producing quality products, and having a partner who’s always ready to help.