Solutions for your business

The Lowell Five Cent Savings Bank is passionate about finding ways to simplify your finances. Our cash management products and services provide your business with endless options, and we will work with you to find the right solution for your business.

ACH/Cash Concentration

Transfer funds between another bank and your Lowell Five account. Automatically debit consumer accounts and increase your available cash flow.

Escrow Accounts

One main operating account with a rent lease account for each tenant, all on one statement.

Merchant Services

Lowell Five offers merchant services through a partnership with Heartland Payment Systems.  This program allows your business to accept MasterCard, Visa, Discover, and American Express cards.

Payroll Services

In partnership with Sage Payroll Services, we offer a suite of payroll solutions for businesses of all sizes.

Positive Pay

The security of knowing that checks can only be cashed for the correct amount on the correct date.

Remote Deposit Capture

Scan any type of check at your business location and electronically deposit it into any of your Lowell Five accounts.

Wire Transfer

Wire Transfers provide a simple, secure and timely transfer of your company funds virtually anywhere in the world. Funds may be sent in U.S. dollars or foreign currency. Lowell Five Bank customers can wire funds in-person at any of our branch locations, or online through Lowell Five Business Online Banking. If you are a Business Online Banking customer and would like the Wire Transfers option enabled on your online banking account, please contact our Cash Management Team at 978-452-1300.

Zero Balance Accounts

Consolidate funds from multiple accounts into a “master account.”