Solutions for your business

The Lowell Five Cent Savings Bank is passionate about finding ways to simplify your finances. Our cash management products and services provide your business with endless options, and we will work with you to find the right solution for your business.

ACH/Cash Concentration

Transfer funds between another bank and your Lowell Five account. Automatically debit consumer accounts and increase your available cash flow.

Remote Deposit Capture

Scan any type of check at your business location and electronically deposit it into any of your Lowell Five accounts.

Escrow Accounts

One main operating account with a rent lease account for each tenant, all on one statement.

Zero Balance Accounts

Consolidate funds from multiple accounts into a “master account.”

Positive Pay

The security of knowing that checks can only be cashed for the correct amount on the correct date.

Payroll Services

In partnership with Sage Payroll Services, we offer a suite of payroll solutions for businesses of all sizes.

Merchant Services

Lowell Five offers merchant services through a partnership with Heartland Payment Systems.  This program allows your business to accept MasterCard, Visa, Discover, and American Express cards.