Deposit Insurance & Protection
Enjoy peace of mind with your deposits 100% protected.
Your Money is Safe with Lowell Five Bank
At Lowell Five Bank, your deposits are protected in full. Every account you open is automatically covered by both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF), at no cost to you. Track progress anytime through Digital Banking, with peace of mind knowing your deposits are insured in full by the FDIC and DIF.
How it Works:
- The FDIC insures each depositor for amounts up to $250,000
- The DIF provides additional coverage beyond that amount, ensuring complete protection with no limits or exceptions
- You have security from a proven, private insurer with over $500 million in assets
Every dollar you deposit is insured, no matter how much you have across your accounts. You can bank confidently knowing that no depositor has ever lost a penny in a bank insured by both the FDIC and the DIF.
No forms. No special requests. No limits.
Your protection extends across all Lowell Five deposit accounts, including:
- Checking
- Savings
- Certificates of Deposit (CDs)
- Money Market Accounts
- Retirement Deposit Accounts
Safe. Sound. Fully Insured.
FDIC insurance covers the first $250,000 of your deposit. DIF insurance is private insurance that Lowell Five pays for to insure ALL your deposits above $250,000. We have DIF insurance because it’s important for the peace of mind of our customers. And what’s important to our customers is important to us. Your money is 100% safe and secure at Lowell Five.
