The Savings Bank Mutual Life Insurance Company of Massachusetts

Lowell Five Bank is pleased to include SBLI’s products among our offerings. Since 1907, SBLI has provided families the financial protection they need, at an affordable cost. Policies for term and whole life coverage may be purchased through Lowell Five’s Investment and Insurance Management department.

Guaranteed Level Premium

  • Lock in a low rate for the policy term you choose.

Whole Life

  • Financial protection with payments that never change.
  • Builds cash value without being subject to taxation.

SBLI Annuities

SBLI annuities are one of our most popular investment options. SBLI annuities offer a competitive bonus as well.

Types of annuities

  • Optimizer MVA Deferred Annuity Series
    Optimizer 1                 Optimizer 3
    Optimizer 2                 Optimizer 5

What is an annuity?

An annuity is a contract between you and SBLI that helps you accumulate money and ultimately yield a steady income stream in retirement. You either receive a lump sum payment or a series of payments over time.

Why should I purchase an annuity?

Annuities are perfect for generating income in retirement because they provide you with regular payments over the course of your entire life – or for as long as you choose. In addition, one of the best features of SBLI’s Optimizer MVA deferred annuity is tax-deferred interest growth. Simply put, the earnings on your annuity will grow and you won’t pay Federal or State taxes on them until you begin to make withdrawals.

Rates are subject to change • Not FDIC Insured • No Bank Guarantee • May Lose Value • Not a Deposit • Not Insured by any Federal Government Agency • This product is subject to investment risks, including possible loss of principal • The safety of your principal and interest is solely dependent upon the company’s financial condition • Please visit for complete details. © 2018  Lowell Five Bank.
SBLI and The No Nonsense Life Insurance Company are registered trademarks of The Savings Bank Mutual Life Insurance Company of Massachusetts, which is in no way affiliated with SBLI USA Mutual Life Insurance Company, Inc.Products and features may not be available in all states. © 2018 The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA. All rights reserved. 18-3015. NAIC  #70435.