Savings & CDs

Account Name Apply Online Minimum
Opening Balance
Transaction Limits Online Banking ATM Access Monthly Fees Account Terms Annual Percentage Yield and  Interest
Statement Savings Apply Online $10.00 Up to 6 preauthorized withdrawals per statement cycle. Yes Yes $1.00 (if balance drops below $100) NA Check Rates
Companion Savings Apply Online $10.00 Must be linked to a Checking account Yes Yes $0 monthly. $5 each draw (not to exceed $5/day) NA Check Rates
Passbook Savings Apply Online $10.00 No Yes-View Only No $0 NA Check Rates
Certificate of Deposit Apply Online Check Available Terms No transaction can be made during the terms of the CD. There is a penalty for early withdrawal. Yes – View Only No $0 Check Available Terms Check Rates
Money Market Apply Online $2,500.00 Limited to 6 preauthorized withdrawals per statement cycle Yes Yes $5.00 (if balance drops below $2500) NA Check Rates
Before You Know It Club Account Apply Online $10.00 Penalty for withdrawals  made within 40 week period. Maximum deposit amount of $15,000.00 Yes No $0 40 weeks Check Rates
Start Smart Student Savings $0 NA No No $0 NA Check Rates

We also offer Individual Retirement Accounts to meet your needs.  Please ask a banking representative for a complete service fee schedule.