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Municipal Banking Services

Lowell Five has been providing financial solutions for cities and towns for over 165 years. This experience and our roots in the community give us a deep understanding of the needs of the communities we serve.

We offer a full array of deposit, investment, and cash management options for municipalities, including free business checking. We’ll tailor a deposit relationship that prioritizes security, convenience, and control.

With our long history, a five-star rating from Bauer Financial, and one of the strongest capitalizations of Massachusetts savings banks, you can expect a long-term, stable banking relationship with Lowell Five. All deposits are insured in full by both the Federal Deposit Insurance Corporation and the Depositors Insurance Fund.

Municipal Services include:

Business Accounts
Cash Management Services


Beyond banking products

An integral part of daily town business

Pamela MacKenzie, Treasurer / Collector- Wilmington, MA

Lowell Five's generosity and support of this community, it's businesses, residents, and local organizations goes above and beyond being just a bank. Lowell Five fits right in with our Small Town - Big Family feel.

Maria Garay Dodd, Assistant Vice President / Branch Manager - Wilmington

Being able to support and be part of the Wilmington Community is how lasting relationships are built. I am proud to be part of this gratifying experience.

Connect with a Lowell Five Advisor